HM Government of Gibraltar has today published Gibraltar’s 2025 National Risk Assessment (NRA), which identifies and assesses the jurisdiction’s exposure to money laundering, terrorist financing, and proliferation financing risks. This important document is now publicly available through Gibraltar’s newly launched Financial Crime Website, developed to provide clear and accessible information on AML/CFT matters.

The 2025 NRA was developed in line with international standards issued by the Financial Action Task Force (FATF) and is a central component of Gibraltar’s national strategy to ensure Gibraltar continues to protect its financial system from abuse while maintaining a strong and proportionate regulatory framework.

The 2025 NRA highlights a number of key risk areas, including:
• High-risk services such as company management, cross-border finance, and virtual assets
• International exposure and evolving technologies such as the prevalence of cyber-enabled fraud
• Areas requiring ongoing regulatory vigilance and private sector alignment

The findings are based on extensive engagement with public authorities and private sector stakeholders, as well as independent data analysis and expert input.

National Coordinator, Attorney General Michael Llamas, stated:

“This National Risk Assessment reflects Gibraltar’s commitment to a collaborative understanding of money laundering, terrorist financing and proliferation financing threats. It provides Gibraltar with a clear view of its risk landscape and serves as a valuable tool for both policymakers and regulated entities. The launch of the new Financial Crime Website ensures these findings are accessible and will support a culture of transparency and compliance. I would like to thank all those who contributed to this important exercise.”

The Minister for Justice, Trade and Industry, the Hon Nigel Feetham MP, commented:

“Compliance with FATF Standards is a national priority. The 2025 NRA and the new website play a central role in shaping our AML/CFT strategy and reinforcing the integrity of Gibraltar’s financial and professional services sectors. It provides a foundation for continued efforts across both the public and private sectors to ensure resources are targeted where the risks are highest. I strongly encourage all stakeholders to make full use of these resources in fulfilling their AML/CFT responsibilities.”

All relevant individuals and entities, particularly those subject to the Proceeds of Crime Act 2015, are reminded that they are legally required to consider the findings of the 2025 NRA when assessing their own exposure and implementing appropriate anti-money laundering and counter-terrorist and proliferation financing controls.

The 2025 NRA is available on the HM Government of Gibraltar website at:
https://www.gibraltar.gov.gi/finance-gaming-and-regulations/financial-crime